In just a few weeks, on January 5, 2009 Floridians will have something to celebrate. The Cover Florida Health Care Program goes into effect on that day and citizens will be able to purchase health insurance. Governor Christ signed the bill in May of 2008, and it does, however, have some restrictions.
The plans will be exempt from some state mandated regulations, and may also limit other services such as hospital stays. Governor Christ has stated that his main goal in getting this bill passed was to provide access to those who wouldn't otherwise get it at lowered premiums.
The plan will have a portfolio of 25 different plans provided by six insurers, it has been reported. A monthly premium of $155 is forecast to be an average. Governor Christ states that he's particularly proud that the plan addresses the needs of children, of seniors, and of the unemployed. The plan will give them choices in their own care.
Higher deductibles are reported to be another catch to the Cover Florida plans. For instance, a family catastrophic plan would require a $3000 deductible. Though it is a small step, it is a welcomed one for many Floridians.
The Cover Florida Health Care Program will be good news to over 3 million Floridians who otherwise would be unable to find insurance under any plan. Pre-existing conditions will not be a factor in who is accepted for coverage. All residents between 19 and 64 are eligible, providing they have not been covered by any insurance plan for the prior six month. - 16928
The plans will be exempt from some state mandated regulations, and may also limit other services such as hospital stays. Governor Christ has stated that his main goal in getting this bill passed was to provide access to those who wouldn't otherwise get it at lowered premiums.
The plan will have a portfolio of 25 different plans provided by six insurers, it has been reported. A monthly premium of $155 is forecast to be an average. Governor Christ states that he's particularly proud that the plan addresses the needs of children, of seniors, and of the unemployed. The plan will give them choices in their own care.
Higher deductibles are reported to be another catch to the Cover Florida plans. For instance, a family catastrophic plan would require a $3000 deductible. Though it is a small step, it is a welcomed one for many Floridians.
The Cover Florida Health Care Program will be good news to over 3 million Floridians who otherwise would be unable to find insurance under any plan. Pre-existing conditions will not be a factor in who is accepted for coverage. All residents between 19 and 64 are eligible, providing they have not been covered by any insurance plan for the prior six month. - 16928
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